TPD claims follow national rules, but if you're in Western Australia — Perth or regional and remote WA — here's what to keep in mind.
The cover is in your super
Your TPD insurance sits inside superannuation, so the terms come from your fund and insurer, not the state. Local support still helps with assessments and evidence.
Common claims in WA
- Mining, resources and FIFO workers — see TPD for miners & FIFO.
- Construction and trades workers — see TPD for tradies.
- Workers with chronic illness or mental health conditions.
Check every fund
FIFO and project work often means super across several funds. Each could carry cover — see finding lost super.
Check your eligibility with our free eligibility check.