How TPD claims work
Claiming TPD can feel daunting. We break it into simple, manageable steps — and you're supported the whole way.
1. Free eligibility check
You answer a few quick questions about your work situation, condition and superannuation. There's no cost and no obligation — it simply helps us understand whether you may have a claim.
2. We identify your cover
Many Australians hold TPD insurance across several super funds — including old accounts from past jobs. We help locate and review the cover that may apply to you.
3. Review & gather evidence
If a claim looks possible, we help you understand the policy definitions that apply and what medical and work evidence will strengthen your position.
4. Expert support & lodgement
Where appropriate, we connect you with specialist claim and legal professionals who can manage the claim, deal with the insurer, and pursue the best possible outcome.
What does it cost?
The eligibility check is completely free. Many TPD claims handled by specialist firms are run on a “no win, no fee” basis, meaning you typically only pay if your claim succeeds. We'll always be upfront about any costs before you commit to anything.
Find out if you can claim — in under 2 minutes
Free, confidential, no-obligation eligibility check. No win, no worry.