Mining and fly-in fly-out (FIFO) work is physically punishing, with long rosters, heavy machinery and real injury and fatigue risk. When a condition ends your ability to do the work, TPD cover can be significant.
Common claim triggers
- Back, knee and shoulder injuries, and crush injuries.
- Mental health conditions from isolation and long rosters.
- Chronic illness and fatigue-related conditions.
Often multiple funds
Project and FIFO work commonly leaves super spread across several funds, each potentially carrying cover — see finding lost super and multiple funds.
Higher cover is common
Resources workers sometimes hold larger insured amounts — worth checking when estimating what a claim is worth.
See if you may be eligible with our free eligibility check.