Can't work due to injury or illness? You may be owed a TPD payout.
Most working Australians have Total & Permanent Disability insurance hidden in their super — often worth tens of thousands of dollars. Find out in 2 minutes if you can claim.
Free TPD Eligibility Check
Answer 3 quick questions to get started.
- Have you stopped working due to injury or illness?
- Do you have superannuation (current or past)?
- Would a lump-sum payout help your situation?
Takes under 2 minutes
How it works
Claiming TPD can feel complicated. We make the first steps simple and stress-free.
Check your eligibility
Answer a few quick questions about your work situation and condition. Takes under 2 minutes.
We review your situation
Our team helps identify TPD cover across your current and past super funds.
Get expert support
If you may have a claim, we guide you and connect you with specialist claim and legal professionals.
Why it's worth checking
Thousands of eligible Australians never claim simply because they don't realise they're covered.
You might not know you're covered
TPD insurance is bundled into most super accounts by default — including old funds from previous jobs.
More people qualify than realise it
TPD cover applies to a wide range of circumstances that permanently stop you working — many eligible Australians never claim.
Rejections aren't final
Many declined claims are later approved with the right evidence and approach.
It costs nothing to check
Our eligibility check is completely free, confidential, and carries no obligation.
TPD claim guides & resources
Plain-English answers to the questions we hear most.
Can I Claim TPD If I Can Still Work Part-Time?
Being able to do some light or part-time work doesn't automatically disqualify you. It depends on the definition that applies to your policy.
Read article →EligibilityCan Multiple Conditions Together Qualify for TPD?
No single condition may seem severe enough for TPD — but multiple conditions assessed together often cross the threshold. Here's how combined conditions work in TPD claims.
Read article →How to ClaimWhat Not to Say When Making a TPD Claim
How you describe your condition in a TPD claim — on forms, to doctors and to insurers — can make or break your outcome. Here are the most common mistakes and how to avoid them.
Read article →Find out if you can claim — in under 2 minutes
Free, confidential, no-obligation eligibility check. No win, no worry.