Can't work due to injury or illness? You may be owed a TPD payout.
Most working Australians have Total & Permanent Disability insurance hidden in their super — often worth tens of thousands of dollars. Find out in 2 minutes if you can claim.
Free TPD Eligibility Check
Answer 3 quick questions to get started.
- Have you stopped working due to injury or illness?
- Do you have superannuation (current or past)?
- Would a lump-sum payout help your situation?
Takes under 2 minutes
How it works
Claiming TPD can feel complicated. We make the first steps simple and stress-free.
Check your eligibility
Answer a few quick questions about your work situation and condition. Takes under 2 minutes.
We review your situation
Our team helps identify TPD cover across your current and past super funds.
Get expert support
If you may have a claim, we guide you and connect you with specialist claim and legal professionals.
Why it's worth checking
Thousands of eligible Australians never claim simply because they don't realise they're covered.
You might not know you're covered
TPD insurance is bundled into most super accounts by default — including old funds from previous jobs.
Mental health counts
Depression, anxiety and PTSD are among the most common and valid grounds for a TPD claim.
Rejections aren't final
Many declined claims are later approved with the right evidence and approach.
It costs nothing to check
Our eligibility check is completely free, confidential, and carries no obligation.
TPD claim guides & resources
Plain-English answers to the questions we hear most.
My Super Insurance Was Cancelled — Can I Still Claim TPD?
If your super insurance was switched off under 'Protecting Your Super' rules, you may still be able to claim — what matters is when you became unable to work.
Read article →EligibilityTPD Claims for Temporary Residents & Visa Holders
If you worked in Australia on a visa, you may have TPD cover in your super. Here's how claims work for temporary residents.
Read article →PayoutsAverage TPD Payout in Australia (2026 Figures)
Averages only tell you so much — your own level of cover matters most. Still, the typical figures help set expectations.
Read article →Find out if you can claim — in under 2 minutes
Free, confidential, no-obligation eligibility check. No win, no worry.