TPD claims follow national rules, but if you're in the ACT — Canberra and surrounds — here's what to keep in mind.
The cover is in your super
Your TPD insurance is held inside superannuation, so your fund and insurer set the terms, not the territory. Local support still helps with assessments and evidence.
Common situations in the ACT
- Public sector and office workers with injury or illness — see TPD for office workers.
- Workers managing mental health conditions.
- People with cover across multiple funds from past roles.
Check every fund
Many Canberrans have super in more than one fund — each could carry cover. See finding lost super.
Check your eligibility with our free eligibility check.