TPD claims are national, but if you're in the Northern Territory — Darwin, Alice Springs or remote NT — here's what to know.
Cover sits in your super
Your TPD insurance is held inside superannuation, so the rules come from your fund and insurer, not the territory. Local and remote support can help with medical assessments and paperwork.
Common situations in the NT
- Mining, resources and construction workers with physical injuries.
- Remote and FIFO workers — see TPD for miners & FIFO.
- Workers with chronic conditions or mental health conditions.
Track down every fund
Remote and project work often means super across several funds — each could carry cover. See finding lost super.
Find out where you stand with our free eligibility check.