TPD claims are national, but if you're in Queensland — Brisbane, the Gold Coast, Townsville, Cairns or regional QLD — here are the local points to know.
Cover sits in your super
Your TPD insurance is inside superannuation, so the fund and insurer set the rules. Local support can still help with medical assessments and the paperwork.
Common claims in Queensland
- Mining, resources and FIFO workers — see TPD for miners & FIFO.
- Trades and agricultural workers with physical injuries.
- Workers with back injuries or chronic conditions.
Don't forget old funds
Queenslanders who move between industries often have super in several funds, each potentially carrying cover. See claiming across multiple funds.
See where you stand with our free eligibility check.