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UniSuper TPD Claim: How It Works

17 July 2026 · 6 min read

UniSuper serves the higher education and research sector and includes TPD cover for many members. Here's how a claim works.

UniSuper is the fund for Australia's higher education and research sector. Like most funds, it provides TPD insurance to many members, with cover details depending on your membership type.

Check your cover

Confirm your TPD cover and insured amount in your UniSuper statement or online account. You may also hold cover in funds from earlier in your career — see finding lost super.

How to lodge a claim

Claims usually start through your UniSuper member account or by contacting the fund. The insurer assesses your claim against the policy definition, generally "any occupation" for super cover.

Evidence and timing

Prepare detailed medical evidence, ID and employment history. A waiting period applies before lodging.

We're independent and not affiliated with UniSuper. Start with our free eligibility check.

Frequently asked questions

Does UniSuper include TPD insurance?

Many UniSuper members have TPD cover, though the details depend on your membership type. Check your statement or online account to confirm.

How do I claim TPD with UniSuper?

Start through your member account or by contacting the fund. The insurer assesses your claim using your medical evidence and work history against the policy definition.

Could I have TPD cover in older funds too?

Yes. Cover from earlier jobs may still exist in other super funds, so it's worth checking every account before lodging.

Disclaimer: This article is general information only and is not legal or financial advice. TPD Claim Support is a claims information and support service, not a law firm. Please seek advice tailored to your circumstances.

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