Nursing and healthcare work is physically and emotionally demanding. Manual handling injuries, chronic pain and burnout end careers regularly — and TPD cover can be a vital safety net.
Common claim triggers in healthcare
- Back, shoulder and neck injuries from manual handling.
- Mental health conditions including PTSD and burnout.
- Chronic illness after years of shift work.
You likely have cover
Many healthcare workers are with funds like HESTA, which include default TPD insurance. You may also have cover across several funds.
What strengthens a claim
Strong medical evidence tied to your inability to do the work, under your policy's definition.
See if you may be eligible with our free eligibility check.