HESTA serves health and community services workers and, like most funds, includes default TPD insurance for many members. If a condition has stopped you working, you may be able to claim.
Confirm your HESTA cover
Check your HESTA statement or online account for TPD cover and the insured amount. Given the nature of healthcare work, conditions like back injuries and mental health conditions are common claim triggers.
How to lodge
You can typically start a claim online through your HESTA account or by phone. The insurer assesses against the "any occupation" definition, and HESTA also assesses access to your super under permanent incapacity.
What you'll need
Detailed medical evidence, proof of identity and employment history. A waiting period usually applies.
We're an independent information service, not affiliated with HESTA. Start with our free eligibility check.