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TPD Claims for Hospitality Workers

27 March 2026 · 5 min read

Hospitality is physically and mentally demanding work. Injuries, chronic pain and mental health conditions often end careers in the industry — and TPD through super may help.

Hospitality workers — chefs, kitchen hands, waitstaff, hotel workers and bar staff — work long hours in high-pressure environments involving heavy lifting, prolonged standing, heat stress and demanding customers. Physical injuries and mental health conditions are common outcomes of long hospitality careers.

Common TPD conditions in hospitality

  • Back, knee and foot injuries from prolonged standing and heavy lifting
  • Shoulder injuries from repetitive carrying and overhead work in kitchens
  • Burns and knife injuries that cause permanent hand or arm dysfunction
  • Mental health conditions — anxiety, depression, burnout — particularly in high-pressure kitchen environments
  • Substance-related conditions that develop alongside workplace stress

Hostplus super fund

Hostplus is the industry fund for hospitality workers. Most hospitality workers with super accounts are Hostplus members. See our Hostplus TPD guide for specifics on how claims work through that fund.

Check your cover now

If your career has been cut short by a health condition, a free eligibility check can clarify whether your superannuation includes TPD insurance — and whether you're likely to qualify. Start here.

Frequently asked questions

Can a chef claim TPD for a hand or arm injury?

Yes. Permanent loss of hand or arm function preventing kitchen work is a strong basis for a TPD claim, particularly under own-occupation definitions.

What super fund do hospitality workers have?

Hostplus is the main industry fund for hospitality workers. Check also any previous super funds from other employers.

Disclaimer: This article is general information only and is not legal or financial advice. TPD Claim Support is a claims information and support service, not a law firm. Please seek advice tailored to your circumstances.

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