Construction workers face significant injury risks — falls from height, being struck by objects, machinery accidents, repetitive strain and exposure to hazardous materials including asbestos. Many construction workers develop chronic musculoskeletal conditions, hearing loss, or respiratory disease over a long career.
Common TPD grounds for construction workers
- Serious fall injuries (back, spinal, limb)
- Crush injuries from machinery or falling objects
- Asbestos-related diseases (mesothelioma, asbestosis)
- Chronic musculoskeletal conditions from years of heavy work
- Hearing loss from prolonged noise exposure
- Mental health conditions including depression, anxiety or PTSD from workplace incidents
Super funds common in construction
Cbus Super is the industry fund for most construction workers, though workers may have accounts in multiple funds from different employers. See our guide to Cbus TPD claims. Check all past super accounts through myGov.
Multiple claims may be possible
A construction injury may also give rise to a workers' compensation claim and TPD through super simultaneously. Both should be explored. Start with a free eligibility check.