Cbus is the industry super fund for building and construction, where physically demanding work carries real injury risk. Like most funds, it includes default TPD cover for many members.
Cover for physical trades
Construction injuries — backs, knees, shoulders and crush injuries — often end careers on the tools. That's exactly what TPD is for. See our guide for tradies and on back injuries.
How to claim with Cbus
Cbus generally asks you to call first to confirm eligibility, then sends a claim pack. Your doctor completes a form about your condition, and you provide ID and authorise access to medical records. The insurer then assesses your claim.
Evidence and process
Gather strong medical evidence and submit everything together. A waiting period applies. See the full step-by-step process.
We're independent and not affiliated with Cbus. Check your eligibility with our free eligibility check.