Police, paramedics, firefighters and other frontline workers face physical danger and repeated exposure to trauma. Both physical injury and psychological conditions commonly end these careers.
Common claim triggers
- PTSD and other mental health conditions from trauma exposure.
- Physical injuries from the demands of frontline work.
- Chronic conditions developed over a long career.
PTSD is well recognised
PTSD is a well-established basis for TPD claims among emergency services personnel. Consistent psychiatric evidence is key — see medical evidence.
Check your cover carefully
Some emergency services workers have cover through specific schemes or funds, sometimes with tailored definitions. Confirm the definition that applies to you.
Check your eligibility with our free eligibility check.