Rest is one of Australia's larger funds, with many members from retail and casual work. Like most funds, it includes default TPD insurance for eligible members.
Check your Rest cover
Confirm your TPD cover and insured amount in your Rest statement or online account. Younger and casual workers sometimes have cover switched off or reduced under "Putting Members' Interests First" rules — see cancelled cover.
How to lodge
Rest generally asks you to call to start the process, then guides you through. The insurer considers your ability to return to your role given your education, training and experience — the "any occupation" style test.
Evidence and timing
Prepare your employer history and detailed medical evidence. A waiting period applies before lodging.
We're an independent service, not affiliated with Rest. Start with our free eligibility check.