Many people assume that once they've left their job, any TPD entitlement is gone. Often that's not true.
It's about the right point in time
The crucial question is usually whether you had active TPD cover at the time you became unable to work — not whether you're currently employed or still in that super fund.
Common situations
- You resigned or were let go because of your condition.
- You stopped working and later closed or rolled over your super.
- You've been out of work for some time.
Don't assume it's too late
Even where you've moved on from a job or fund, a claim may still be possible. It's worth checking rather than missing out.
Find out quickly with our free eligibility check.