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Making a TPD Claim Through Aware Super

1 April 2026 · 6 min read

Aware Super is one of Australia's largest funds, covering health, community services and government workers. Here's how TPD claims work for Aware Super members.

Aware Super — formed from the merger of First State Super and VicSuper — is one of Australia's largest superannuation funds, primarily serving healthcare workers, community services staff, teachers, public servants and government employees in NSW and Victoria.

TPD cover through Aware Super

Eligible Aware Super members receive default TPD insurance cover, typically structured as a Death and TPD combined policy. The amount of cover depends on your age, account balance and employer. Check your most recent annual statement or log into your Aware Super online account for your specific cover amount.

Aware Super's TPD definition

Aware Super's insurer uses an "any occupation" TPD definition for most members — meaning you must be unable to work in any occupation suited to your training, education or experience. Some members with specific employer arrangements may have more favourable definitions.

How to lodge a claim

  1. Contact Aware Super to notify them of your intent to claim
  2. Request the claim forms and gather medical evidence
  3. Submit completed forms with medical documentation
  4. Engage with any insurer requests for additional information

Check your eligibility before contacting the fund with our free assessment.

Frequently asked questions

How much TPD cover does Aware Super provide?

Default cover varies by age and tenure. Check your annual statement or online account for your specific cover amount.

Can I claim TPD for a mental health condition through Aware Super?

Yes. Mental health conditions are assessed the same as physical conditions under Aware Super's TPD policy.

Disclaimer: This article is general information only and is not legal or financial advice. TPD Claim Support is a claims information and support service, not a law firm. Please seek advice tailored to your circumstances.

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