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AustralianSuper TPD Claim: How It Works

29 June 2026 · 6 min read

As one of Australia's largest funds, AustralianSuper includes TPD insurance for many members. Here's how a claim generally works.

AustralianSuper is one of the country's largest super funds, and like most funds it includes default TPD insurance for many members, with premiums deducted from your balance. If illness or injury has stopped you working, you may have a claim.

Do you have cover?

Check your AustralianSuper statement or member account for TPD or "Total & Permanent Disablement" cover and the insured amount. Remember you may also hold cover in other super funds from past jobs.

How to lodge a claim

You can generally start a claim through your AustralianSuper online member account or app, or by phone. The fund's insurer assesses your claim, typically against the "any occupation" definition used by super-held cover. You'll provide details of your condition, treating doctors and work history.

What to prepare

Strong medical evidence is essential, along with proof of identity and your employment history. A waiting period usually applies before lodging.

We're an independent claims information service, not affiliated with AustralianSuper. To check where you stand, try our free eligibility check.

Frequently asked questions

Does AustralianSuper include TPD insurance?

Many AustralianSuper members have default TPD cover with premiums deducted from their balance. Check your statement or member account to confirm your cover and insured amount.

How do I make a TPD claim with AustralianSuper?

You can usually start through your online member account or app, or by phone. The insurer then assesses your claim against the policy definition using your medical and work evidence.

Which definition does AustralianSuper TPD use?

Like most super-held cover, claims are generally assessed under the 'any occupation' definition. Always confirm the exact terms in your policy documents.

Disclaimer: This article is general information only and is not legal or financial advice. TPD Claim Support is a claims information and support service, not a law firm. Please seek advice tailored to your circumstances.

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