Australian Retirement Trust (ART) is one of the nation's biggest funds, created from the merger of Sunsuper and QSuper. Like most funds, it provides default TPD insurance to many members.
Check your cover first
Look at your ART statement or online account for TPD cover and the insured sum. If you previously held Sunsuper or QSuper, that cover generally carried across — and you may have cover in other funds too.
Lodging your claim
Claims usually start through your member account or by contacting the fund. The insurer assesses your claim against the policy's disability definition — almost always "any occupation" for super cover.
Evidence and timing
Prepare detailed medical evidence, ID and employment history. A waiting period typically applies. For the full sequence, see how to make a TPD claim.
We're independent and not affiliated with ART. Check your position with our free eligibility check.