Foot and ankle injuries — including complex fractures, severe ligament damage, Achilles tendon rupture, crush injuries and post-surgical complications — can cause lasting pain and mobility limitations. For people whose work involves standing, walking or physical activity, these injuries can permanently end a working career.
When does a foot or ankle injury qualify for TPD?
The key is the functional impact on your specific type of work. A tradesperson who can no longer safely stand or walk on job sites, or a nurse who cannot be on their feet during a shift, may qualify for TPD under an own-occupation definition. Under any-occupation definitions, the injury needs to be severe enough to prevent any work you're suited for.
Evidence to gather
- Orthopaedic or podiatric surgeon reports
- X-rays, MRI or CT scans showing the injury
- Physiotherapy and rehabilitation records
- GP statements on your mobility limitations and work capacity
Other injuries may compound the claim
A foot or ankle injury combined with knee, hip or back problems — or a co-existing health condition — may collectively meet the TPD threshold even if no single injury would on its own. Try a free eligibility check to explore your options.