Technically, you can lodge a TPD claim yourself. But TPD claims are frequently rejected or underpaid on technicalities, which is why many people choose support.
Where help makes the biggest difference
- Working out which policy definition applies to you.
- Gathering the right medical evidence the insurer will accept.
- Dealing with disputes, delays or a rejection.
- Claiming across multiple super funds.
How “no win, no fee” works
Many specialist firms run TPD claims on a no win, no fee basis with a fixed legal fee, so you generally only pay if your claim succeeds. That removes much of the upfront risk.
Start by understanding your position
Before deciding, it helps to know whether you likely have a claim at all. Our free eligibility check gives you a quick read, and we can connect you with specialists if appropriate.