Significant vision or hearing loss can prevent you from safely or effectively doing many kinds of work. Where it ends your working life, a TPD claim may be available.
When sensory loss can support a claim
- The loss stops you returning to your usual work.
- It's permanent or long-term.
- You had TPD cover when you stopped working.
Some policies have specific provisions
Certain policies include specific definitions for total loss of sight or hearing. Your policy documents and definition determine how your claim is assessed.
Evidence that helps
Ophthalmologist or audiologist reports, test results and statements on how the loss affects your work — see medical evidence. Vision loss can also be a diabetes complication.
Check your eligibility with our free eligibility check.