Arthritis and osteoarthritis can progress to the point where work — especially physical work — is no longer possible. Where that's the case, a TPD claim may be available.
When arthritis can support a claim
- The condition stops you returning to your usual work.
- It's expected to be long-term or permanent.
- You had TPD cover when you stopped working.
Evidence that helps
Rheumatologist and treating-doctor reports, imaging, treatment history and statements on how arthritis affects your work capacity all support a claim — see medical evidence.
Physical roles hit hardest
Tradies, nurses, drivers and labourers often can't continue once joints are badly affected — see TPD for tradies.
Check your eligibility with our free eligibility check.