Anxiety disorders are a valid and increasingly common basis for TPD claims in Australia. If anxiety has stopped you from working, you may be entitled to a lump-sum benefit from your super.
It's about capacity to work
A TPD claim doesn't depend on the label of your condition — it depends on whether it prevents you from working in line with your policy definition.
What strengthens a mental health claim
- Reports from a treating psychologist or psychiatrist.
- A consistent diagnosis and treatment history.
- Evidence you've followed recommended treatment.
Expect some scrutiny
Insurers often look closely at psychological claims, so good documentation matters. With the right evidence, these claims succeed regularly. Read our broader guide on mental health TPD claims.
Not sure if you qualify? Start with our free eligibility check.